Surgeons

In today’s highly litigious society, physicians who perform surgery are at a higher risk of being implicated in a medical malpractice lawsuit. The toll that medical liability takes on doctors is more than financial.

Consider one recent finding: Surgeons who were sued had a 7% higher rate of burnout and a 10% higher rate of experiencing symptoms of depression than those not sued during the two years examined, said a study in the November 2011 Journal of the American College of Surgeons. A study issued in November 2011, found that the average expense to defend against a medical liability claim in 2010 was $47,158. That’s a 63% increase from 2001. Average expense payments have increased by 43% since 2005. About two in three claims against doctors were dropped, dismissed or withdrawn without payment in 2010, but expenses handling even those dead-end claims average $26,851.

Even with minor improvements in the marketplace (increase in companies writing malpractice insurance in New York State), the report shows premiums for obstetrician-gynecologists in some areas of New York hit $206,913 in 2011, a 41% increase from 2004. How high will your rates go?! Paris Kirwan has the ability to tailor your policy to cover only those surgical procedures you perform. As an orthopedic surgeon who does not perform spine surgery, it makes no sense for you to pay the same premium as the surgeon who performs spine surgery. Similarly, if you perform only Orthoscopic Surgery and do not do Total Joint Replacements, your premium should be substantially less. Paris Kirwan will work with you to determine what procedures you want to cover and reduce your malpractice premiums substantially.

“How high will my medical malpractice rates go?”

That’s the question New York surgeons have been asking for years. Paris Kirwan is your Choice for malpractice insurance – stable, competitively priced coverage you can count on. We provide custom-tailored malpractice insurance for surgical specialties including Cardio-Thoracic Surgeon, General Surgeon, Gynecology, Neurosurgery, Obstetrics/Gynecology, Ophthalmology, Orthopedic Surgeon, Perinatology, Plastic & Reconstructive Surgery, Reproductive Endocrinology, Urology, and others, while always pushing for the lowest possible premiums. Through selective underwriting, professional risk management, and aggressive defense of unfair claims, we offer affordable coverage that you can’t get in the traditional market. Paris Kirwan can start SAVING you money today on your medical malpractice Insurance.

Malpractice Coverage Highlights

  • Occurrence, Claims Made
  • Prior Insurance Acts Coverage Available
  • Optional Entity, Physician Extenders and Employee Coverage
  • Defense for Disciplinary Hearings (Up to $100,000 as a Sublimit of the Policy Aggregate)
  • Defense for Allegations of Sexual Abuse
  • Consent to Settle in Favor of the Physician
  • Easy Application Process – We will accept other companies malpractice insurance applications
  • A.M. Best “A” Rated Lloyds of London Reinsurance
  • Credits available for Loss Free Claims History, Part Time, New Practice, Risk Management Credit Expert Legal Panel
  • Free UNLIMITED Tail For Death, Disability and Retirement

Ready to get started? Email or call 1-800-724-2627 today to learn how PKA can start saving you up to 30% on your medical malpractice insurance!