Underwriting Process

Paris Kirwan’s underwriting philosophy is simple, but practical – Quality before Quantity. Through our extremely selective underwriting process, we stand to gain far more than other insurers by building membership at a measured pace.

PKA’s goal is not to lose sight of providing quality service and attentiveness to our policy holders’ needs. We look to partner with physicians and surgeons who share in this goal and who are genuinely passionate about improving the quality of health care to their patients. In addition, our risk management concept of being proactive instead of reactive is the reason are able to provide only the best coverage for our clients.

Application Process

An applicant must submit a completed application in order to be considered for coverage by Paris Kirwan. Applications are obtained from an authorized representative. In order to be given adequate consideration,applications must be submitted at least 30 days prior to the requested effective date of coverage. Applications signed more than 60 days prior to the requested effective date of coverage must be re-signed and dated prior to binding.

The following constitutes a “complete submission”:

Completed and signed application.
Complete loss history for physicians specializing in obstetrics/gynecology,perinatology , pediatric, neonatology and radiology;5 years of loss history for all other specialties.
Detailed claim information for all open claims and closed claims with a pay out of $100,000 or more.
Current curriculum vitae.
Copy of medical license.
Copy of declaration page from current liability carrier.
Copy of ECFMG certificate from graduates of a foreign medical school.

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