Underwriting Process
Paris Kirwan’s underwriting philosophy is simple, but practical – Quality before Quantity. Through our extremely selective underwriting process, we stand to gain far more than other insurers by building membership at a measured pace.
PKA’s goal is not to lose sight of providing quality service and attentiveness to our policy holders’ needs. We look to partner with physicians and surgeons who share in this goal and who are genuinely passionate about improving the quality of health care to their patients. In addition, our risk management concept of being proactive instead of reactive is the reason are able to provide only the best coverage for our clients.
Application Process
An applicant must submit a completed application in order to be considered for coverage by Paris Kirwan. Applications are obtained from an authorized representative. In order to be given adequate consideration,applications must be submitted at least 30 days prior to the requested effective date of coverage. Applications signed more than 60 days prior to the requested effective date of coverage must be re-signed and dated prior to binding.
The following constitutes a “complete submission”:
- Completed and signed application.
- Complete loss history for physicians specializing in obstetrics/gynecology,perinatology , pediatric, neonatology and radiology;5 years of loss history for all other specialties.
- Detailed claim information for all open claims and closed claims with a pay out of $100,000 or more.
- Current curriculum vitae.
- Copy of medical license.
- Copy of declaration page from current liability carrier.
- Copy of ECFMG certificate from graduates of a foreign medical school.
Contact us today to learn more about how we can start saving you on your medical malpractice insurance!
"Paris Kirwan reduced my malpractice insurance rates substantially and allowed me to customize my policy to fit the needs of my practice. This allowed me to manage my practice more effectively and changed my lifestyle personally!”
“Medical Malpractice premiums were killing our practice. Paris–Kirwan has provided us with a high quality, lower cost alternative which has helped both us and our patients. My calls are promptly returned, and my questions are fully addressed. I recommend Paris–Kirwan Associates without reservation.”
“Paris-Kirwan took great care of me! They listened to my malpractice insurance requirements and individualized my policy. They are always available especially when asking questions about adding new procedures or services for my practice. Plus, they saved me over 20% on my annual premium!”
“I am a practicing physician in New York, specialty in OB/GYN. Skip Pleninger and his valuable assistant, Melissa, [were] extremely helpful in navigating the malpractice marketplace and providing malpractice coverage with proper limits of liability. I highly recommend them!”
